Can i deposit money at any atm

Try to move as efficiently as possible so that you can get your cash safely into the ATM and avoid holding up the line. Beyond your debit card and personal identification number PIN , bring the following items:. Before you begin your deposit, look around to ensure that the environment is safe. Also verify that the ATM you want to use accepts deposits and that it works with your bank account. You may be able to insert multiple deposit items at once.

Some machines allow you to insert a stack of up to 30 items. But be sure to follow the on-screen instructions to see if you need to insert them one by one. When you finish, confirm that the deposit was completed correctly. Review the amount deposited, and, if possible, make any corrections. Next, get a receipt, preferably with images of each check you deposited on the receipt. Confirm that your session ended and that your account is no longer accessible before you walk away from the machine.

When you deposit funds through an ATM, there may be a delay before you can use the money. You might have to wait before using funds for debit card purchases, bill payments, and withdrawals. Cash deposits to a no-envelope ATM might be available immediately or within one business day.

The remaining amount should be available for use after a few business days. Cut-off times are sometimes generous when you use an ATM. Banks might allow you to deposit funds as late as p. Before relying on an ATM entirely, make sure you know some of the potential pitfalls.

Occasionally, ATMs make mistakes, and researching transactions can take several days or more. If you regularly deposit cash, change your routine so nobody can learn your patterns. Again, depositing in person with a bank employee might be the fastest way to get access to funds from a check.

If time is of the essence, try to get to a teller before branches close. There are some important things to keep in mind before making your first ATM deposit:. Look for ATM networks that might work with your bank. Another easy way to find out whether or not you can make a deposit is to simply insert your card and punch in your PIN. If you see an option to make deposits, you're in business.

Access your mobile wallet on your phone and choose your virtual Chase Debit Card. Enter your PIN as usual. A specific answer to this question will depend on who you bank with. Individual banks and credit unions set their own limits. Your personal ATM withdrawal limit also may depend on the type of accounts you have and your banking history.

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Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. Banking Credit Unions. Part of. By Justin Pritchard. Justin Pritchard, CFP, is a fee-only advisor and an expert on personal finance.

He covers banking, loans, investing, mortgages, and more for The Balance. He has an MBA from the University of Colorado, and has worked for credit unions and large financial firms, in addition to writing about personal finance for more than two decades.